Informasi Detail
| Call Number | : | 423 Rah a 2012 - 1 |
| Judul | : | Analisis Metode Bagi Hasil Produk Tabungan Investa Cendekia pada Bank Syariah Mandiri KCP Katamso Yogyakarta Tahun 2011 |
| Judul Asli | : | |
| Judul Seri | : | |
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| Pengarang | : | RAHMAWATI\08423022 RETNO INTANSARI PEMBIMBING: KHOLIS AHMAD NUR |
| Subyek | : | 1.METODE BAGI HASIL 2.TABUNGAN INVESTA CENDEKIA 3.BANK SYARIAH MANDIRI |
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| Abstrak | : | One fund-raising products offered by the Bank Syariah Mandiri is Investa Cendekia Saving. Investa Cendekia Saving is investment of savings deposits are offered to the planning needs of education funding that comes with life insurance is automatically obtained since the opening of Tabungan Investa Cendekia customers (bancassurance). This study aims to determine the suitability of Islamic principles on the implementation of the contract, the process of determining the profit sharing ratio, as well as the operational mechanism of the Investa Cendekia Saving BSM product sub-branches Katamso Yogyakarta. The study was conducted using the method of observation, documentation, and interviews. The analytical method used id to use a descriptive qualitative approach, namely by exposing factual information obtained from Bank Syariah Mandiri sub-branches Katamso Yogyakarta. Which relates to a method for the determination of the Investa Cendekia Saving product with the aim of making a systematic description, factual, and accurate information about the fact, the phenomenon under study. So get the circumstances and practices that take place in the bank?s operations and evaluate the various theories related to the subject matter in this study. Based on the research result can be seen that: 1) Agreement that apply to Investa Cendekia Saving product is mudharabah muthlaqah, where the customer acts as shahibul maal (capitalists) and the bank as mudharib (manager). 2) For the result of Investa Cendekia Saving calculated based on average daily balances and will posted to the account of Investa Cendekia Saving. For the Investa Cendekia Saving BSM higher than reguler savings because Investa Cendekia Saving BSM has a period where the customer is unable to draw the balance at any time. Ratio for the result is 52% : 48%. 3) The operational mechanism of Investa Cendekia Saving BSM product is in conformity with Islamic principle, as set forth in the DSN-MUI Fatwa No. 02 of 2000 on Savings and Fatwa DSN-MUI No. 15 of 2000 about Principles of The Distribution Of Financial Institutions Shari?ah. Keywords: Saving, Investment, Profit sharing, Bancassurance. |
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| Lokasi | : | Perpustakaan Pusat UII |
| Jenis | : | Skripsi |
| DDC | : | 423 |
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| Penerbit | : | Prodi Ekonomi Islam FIAI- UII |
| Tahun Terbit | : | 2012 |
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| ISBN / ISSN | : | / |
| Jumlah Eksemplar | : | 1 |
| Jumlah Tersedia | : | 0 |
| Jumlah Ditempat | : | 0 |
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| Informasi Digital | ||
| Abstrak | : | abstract.pdf |
| Cover | : | cover.pdf |
| Daftar isi | : | daftar isi.pdf |
| Preliminary | : | preliminari.pdf |