Informasi Detail
| Call Number | : | 423 Hid m 2012 - 1 |
| Judul | : | Manajemen Operasional Produk Pembiayaan Dana Talangan Haji pada BNI Syariah Cabang Yogyakarta Perspektif Ekonomi Islam |
| Judul Asli | : | |
| Judul Seri | : | |
| |
||
| Pengarang | : | HIDAYATULLAH\07423056 MUHAMMAD IRSYAD PEMBIMBING: YULIANTI RAHMANI TIMORITA |
| Subyek | : | 1.DANA TALANGAN HAJI 2.MANAJEMEN OPERASIONAL |
| |
||
| Abstrak | : | The background of this Financing bailout Hajj Product is occurrence of a long queue jemaah hajj candidates on departure seats in the Ministry of Religion. so the emergence of this product resulted in increasing length queue. Therefore to fulfill needs of people then PT BNI Syari?ah provide bailout financing products Hajj in order to facilitate a bailout for the candidates of pilgrims hajj seats. So when this time financing products a bailout Hajj is the most dominating in terms of quantity customers compared to other products such as home loan financing, and Ijarah multijasa financing in PT BNI Syari?ah. The purpose of this research to explain implementation and financing mechanisms a bailout Hajj in helping customers to to get seats seat Hajj, and to know the principles of Islamic economy that existed at a bailout financing Hajj in PT BNI Syari?ah. The method used in this research is qualitative research with library research and the data collection interviews and documentation. Then describe of data that have been obtained are analyzed and conclusions drawn. The results can be concluded that management operational of Financing a bailout Hajj product at BNI Syari?ah Yogyakarta branch establishes a mechanism to application financing as well as assessments the feasibility of financing the bailout pilgrimage to the prospective customer. In the analysis of feasibility assessment customer is to use analysis of 6C that is character, capital, capacity, collateral, condition of economic, and constrain. Principles used Qard and Ijarah contract. Qardh Contract used for bailout loans and Ijarah contract for making a profit or reward services (ujrah). Application of Ijarah contract and Qard contract generally are in accordance the DSN Fatwa No: 29/DSN-MUI/IV/2002 on Financing Arrangement Haji Syari?ah Financial Institutions. However there is something that is contrary to the fatwa that is determined by taking the amount ujrah bailouts and return time. This is incompatible with Fatwa DSN Number: 29/DSN-MUI/VI/2002 on Financing Arrangement Hajj Syari'ah Financial Institutions is large al-ijarah fee should not be required with the provision of bailout pilgrimage. The maximum loan amount as much as 95% of seats provision Religion Ministry is Rp. 25.000.000,00 thus PT BNI Syari?ah can help finance bailout Hajj maximum Rp. 23.500.000,00 with repayment period of 5 years Keywords: management operational, the bailout hajj, PT BNI Syari?ah Yogyakarta Branch |
| |
||
| Lokasi | : | Perpustakaan Pusat UII |
| Jenis | : | Skripsi |
| DDC | : | 423 |
| |
||
| Penerbit | : | Prodi Ekonomi Islam FIAI- UII |
| Tahun Terbit | : | 2012 |
| |
||
| ISBN / ISSN | : | / |
| Jumlah Eksemplar | : | 1 |
| Jumlah Tersedia | : | 0 |
| Jumlah Ditempat | : | 0 |
| |
||
| Informasi Digital | ||
| Abstrak | : | abstract.pdf |
| Cover | : | cover.pdf |
| Daftar isi | : | daftar isi.pdf |
| Preliminary | : | preliminari.pdf |